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recreational insurance

Is Your New Toy Covered by Recreational Insurance?

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If you’ve recently purchased a snowmobile, ATV, or another recreational vehicle, it’s essential to ensure you have the right insurance coverage. At Janis-Shunta Insurance, we specialize in helping residents of Muskegon, MI find recreational insurance policies that meet their needs and keep their vehicles protected. Here’s what you need to know about insuring your new toy.

ATVs, Snowmobiles, and More

Whether you own a snowmobile, ATV, jet ski, quad, side-by-side, or another recreational vehicle, having proper insurance coverage is crucial. These vehicles offer endless fun and adventure, but they also come with risks. Quality insurance protection is a key part of reducing those risks and ensuring you’re covered in case of an accident or damage.

The Right Coverage for Peace of Mind

Peace of mind is invaluable when you’re out on the water, ice, sand, or trails with your recreational vehicle. Whether you’re exploring sand dunes in a side-by-side or cutting across the ice on a snowmobile, your adventures are more enjoyable when you know you’re protected. At Janis-Shunta Insurance, we work with multiple insurers to provide quotes and help you compare options, ensuring you find the policy that fits your specific needs.

Contact Us for Policy Options

Reach out to us today at Janis-Shunta Insurance if you’re in the Muskegon, MI area and need recreational vehicle insurance. Our dedicated agents are committed to helping you find the right policy for your new toy, giving you the peace of mind to enjoy your adventures fully. Let us help you protect your investment and make the most of your recreational experiences.

How Recreational Insurance Protects Your Business

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Recreational businesses cater to various customers looking to purchase experiences rather than material goods, a trend that has seen this industry thrive. However, the operational risks involved in this kind of business can expose you, the business owner, to various liabilities. To mitigate these risks, consider getting recreational insurance. Whether you need to purchase a new or revise an existing policy, we’re here to help at Janis-Shunta Insurance in Muskegon, MI.

Risky Business

Running a recreational business inherently comes with a higher risk of accidents. Businesses that offer activities like rock climbing, hiking, skydiving, sports, biking, boating, and many others must consider these risks and protect themselves with recreational insurance. It’s an essential measure to safeguard the business against potential financial liabilities. Despite the level of caution undertaken, accidents can occur during any activity, resulting in injuries.

The Cost of Accidents

Accidents that occur during a recreational activity can lead to substantial costs. For a small business, these costs can pose a severe financial threat. Medical bills are usually the first expense and can ramp up quickly. But they’re not the sole cost. Other potential financial burdens are legal fees, lost wages, ongoing therapies, and other assorted expenses. Without recreational insurance, your business stands responsible for settling these costs out of pocket. However, with recreational insurance, the insurance company handles these bills.

Get Recreational Insurance

If you operate any recreational business, securing this coverage becomes necessary for your company’s protection. When you’re ready to take up a policy, contact us at Janis-Shunta Insurance in Muskegon, MI.