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950 W. Norton #500
Muskegon, MI 49441

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Janis-Shunta Insurance Blog

Three things to do before you select an auto insurance policy

Any Michigan driver needs to find adequate auto insurance coverage to drive legally in Muskegon, MI. At Janis-Shunta Insurance, we can help you to take all the key considerations into account before you purchase an auto insurance policy.

The following are three things to do before you select an auto insurance policy.

Determine what your coverage needs are

There are various types of auto insurance coverage available to you. It’s important to be aware of your options and to determine which types of coverage you should invest in.

You must purchase liability coverage in Michigan. However, you also probably want to purchase collision coverage. Collision coverage will cover the costs of damages to your own vehicle in an accident.

You also might want to purchase comprehensive coverage. This will cover you for additional expenses such as damages resulting from theft.

Get different quotes

Various auto insurance providers will give you quotes on their policies on request. These quotes tell you how much they will charge you for the coverage you request. It’s a good idea to get numerous quotes. You can then evaluate the different options. 

Select the best option for your needs and budget

Once you have quotes on the policies you’re interested in, it’s important to evaluate them carefully. You don’t just want to go with the least expensive quote you’re offered.

Think about the value that each insurance company you get a quote from provides you with. Some auto insurance policies come along with perks like roadside assistance and rental vehicle coverage that you should be aware of. 

Before you select a particular quote to follow through with, make sure you understand what you’re getting and you’ve carefully evaluated your options. 

Are you on the market for auto insurance in Muskegon, MI? We can help at Janis-Shunta Insurance. Visit our website to learn more about our insurance offerings.