Click to Call  Mortgage change form
Janis-Shunta Insurance

950 W. Norton #500
Muskegon, MI 49441

Get Directions

Janis-Shunta Insurance Blog

Your Automotive Inspection and How It Relates To Your Insurance Coverage

A preliminary inspection of your vehicle should be conducted before you insure it. This inspection will reveal mechanical problems. It can also guide you in choosing the type of automotive coverage you need.

The Inspection Process

An inspection of your vehicle should be conducted professionally. The inspection process will determine any issues that could compromise your safety while driving. After the inspection is complete, you will be provided with a copy of the inspection report.

Keep this copy and refer to it as needed. Any issues that could affect your safety should be addressed promptly. The list below highlights some automotive issues that shouldn’t be ignored.

  • Broken glass
  • Engine failures
  • Leaks
  • Damaged tires
  • Faulty lights

Mechanical Records

Keep track of all the upgrades that are done while you own your vehicle. Safely store receipts for the automotive repairs that you seek. 

Security Upgrades

Consider ways to keep your vehicle safe. Installing surveillance equipment, for instance, could lessen the likelihood of your vehicle being stolen or vandalized. Increasing security could have a bearing on your insurance premium too.

Choose a safe, protected area to park your vehicle when it is not actively being driven. The area should provide your vehicle with protection from the elements.

Followup Inspections

Seek followup inspections at scheduled times. Each inspection will determine the current status of your vehicle. The results of each subsequent inspection may influence your decision to increase or decrease the amount of automotive insurance you are supplied with.


Contact an agent who serves the Muskegon MI region. At Janis-Shunta Insurance, our agents recommend insurance products that are suited for each of our clients.