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RV Insurance for Michigan

Owning a recreational vehicle is a luxury in Michigan. You can use it when visiting spectacular places around the state, for camping, or even to visit some relatives in another state. This reiterates that the value of an RV should never be underestimated

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Owning a recreational vehicle is a luxury in Michigan. You can use it when visiting spectacular places around the state, for camping, or even to visit some relatives in another state. This reiterates that the value of an RV should never be underestimated. To continue enjoying your travels, we strongly recommend you get RV insurance. At Janis-Shunta insurance in Fruitport and Muskegon, MI, we value your vacation vehicle and are here to provide the financial protection you need should an incident occur.

There are numerous places to visit in Michigan. The state boasts having some of the most highly rated resorts and camping sites in the United States. During your stay, you can have a good time at Lakeshore Park, the White River, and Hill & Hollow among many others. Whether you RV is parked or on the road, it is essential to secure and insure it.

Collision Coverage

In case of an accident, do not accept liability. Our collision coverage protects you from financial costs associated with repairs and sometimes replacement of your recreational vehicle.

Comprehensive Cover

When you leave your RV parked, it is susceptible to risks of theft, natural disasters, vandalism, and harsh weather conditions. Our comprehensive coverage protects you from such perils.

Liability Insurance

Having liability insurance in Michigan is mandatory. This is vital when you cause damage and injury to other people or their property. This does not protect your vehicle from costs related to the accident if you are at fault.

Underinsured or Uninsured Policy

Sometimes other drivers cause accidents. You will never know with certainty whether they are fully insured, underinsured, or uninsured. Our underinsured and uninsured policy safeguards you from such financial losses. We will cover the costs of damages that relate to you and your passengers.

Janis-Shunta Insurance ensures your RV is well covered. We provide cutting-edge insurance solutions that meet your expectations and legal requirements in the state of Michigan. If you are in the Muskegon, MI area, please visit our offices or call us to get a quote on your RV.

Michigan RV Insurance Requirements

Understanding what coverage Michigan law requires helps you stay compliant and avoid penalties.

Industries We Serve

We write rv insurance for a wide range of Michigan businesses.

Contractors & Construction Retail Stores Restaurants & Food Service Professional Services Manufacturing Wholesale & Distribution Auto Repair & Body Shops Real Estate & Property Management Landscaping & Lawn Care Cleaning Services Technology & IT Services Healthcare Practices Nonprofits Trucking & Transportation

Don't see your industry?

This list is not exhaustive. Contact us to discuss your specific business and coverage needs. As an independent agency, we work with multiple carriers and can often find coverage for businesses that other agencies turn away.

Frequently Asked Questions

Common questions about rv insurance in Michigan

Why Work With an Independent Agency

We represent you, not the insurance companies.

Multiple Carrier Options

Captive agents represent one company. We work with multiple carriers to find the right combination of coverage and price for your specific business.

Local Knowledge

We understand Michigan's insurance requirements and the industries that operate here. When regulations change, we help you stay compliant.

Claims Assistance

When you have a claim, we help you navigate the process. You have an advocate who knows your policy and can communicate with the carrier on your behalf.

Our Offices

Three locations serving West Michigan since 1994

Norton Shores Office

950 W. Norton #500
Muskegon, MI 49441
📞 231-737-0000 Get Directions

Fruitport Office

383 N. 3rd Ave. #G
Fruitport, MI 49415
📞 231-865-8181 Get Directions

North Muskegon Office

436 E. Giles Rd
Muskegon, MI 49445
📞 231-744-0400 Get Directions

Let's Review Your RV Insurance

Whether you're starting a new business, expanding operations, or simply want a second opinion on your current coverage, we're here to help.

Serving Michigan and Illinois businesses