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Janis-Shunta Insurance

950 W. Norton #500
Muskegon, MI 49441

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Michigan Autoowners with auto insurance coverage

Auto Insurance in Michigan

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Whether you own your car or lease one, having car insurance in Michigan is required. With lots of complex language and coverage options, we recognizing choosing the right coverage is a difficult task. At Janis-Shunta Insurance, we help you overcome this obstacle by having you work with an agent who will help guide you through the available options.

Required Coverage in Michigan:

  • Property Protection Insurance (PPI)- It covers the damage caused by your vehicle to property or structures within Michigan State.
  • Personal Injury Insurance (PIP) - It incorporates your medical expenses, a certain percentage of lost wages after the accident, nursing care attendance, and replacement duties when injured in a crash.
  • Property Damage Coverage- It covers the damages your vehicle causes to other vehicles or property in case of an accident when you are at fault. This policy is a form of liability insurance that protects others from your negligence.
  • Residual Bodily Injury Liability- It acts as a protection coverage in the event you cause severe injuries to an individual during an auto accident.

Optional Coverage in Michigan:

  • Collision
  • Comprehensive
  • Car Rental
  • Towing and Labor
  • Uninsured/Under Insured Motorist
  • Lease/Gap Coverage

Want to discuss your coverage in person? With three convenient locations in Norton Shores, North Muskegon, and Fruitport, we are just a short drive away from those in Twin Lake, Montague, Whitehall, Spring Lake, and Grand Haven. Come see us today.