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Janis-Shunta Insurance

950 W. Norton #500
Muskegon, MI 49441

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Understanding umbrella insurance

Muskegon, MI business owners rely on Janis-Shunta Insurance for their commercial insurance needs. If you are an owner in our community and would like to learn more about how umbrella insurance can help protect your company, give us a call today.

Understanding umbrella insurance

Commercial insurance is a great way to protect your company. Owning and operating a successful business is much more than a job! The dedication it takes to keep your business up and running day after day is a lot, so it only makes sense to protect your efforts.

Primary commercial policies have limits that can be exhausted over the policy’s life. Because of this, many business owners turn to umbrella policies to provide additional protection. 

You can have additional coverage if a significant loss exhausts your primary policy with this type of policy. There is no reason NOT to carry umbrella insurance to protect your company when you think about it. Without it, company assets can be seized, or principals can be held personally liable, depending on the structure of your company.

No one wants to experience a catastrophic event that depletes their primary policy and leaves the company and themselves on the hook. This can be avoided with a few smart decisions and the right policies in place. Now is a great time to review your commercial insurance and ensure you have what you need.

Call and schedule your consultation today.

Janis-Shunta Insurance is here for the Muskegon, MI business community. If you want to find out more about your commercial insurance options, you can rely on us. We would love the opportunity to work with you! Give our office a call today to schedule an appointment. You’ll be glad you did!