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Janis-Shunta Insurance

950 W. Norton #500
Muskegon, MI 49441

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Janis-Shunta Insurance Blog

What Type of Commercial Insurance is Best for My Business?

At Janis-Shunta Insurance we know deciding on what type of insurance your business needs can be an overwhelming task. After all, there are many different insurance products out there, and depending on your business operations, you may need more than one.  

General Liability Insurance for Muskegon, MI Business Owners 

Also known as Business Insurance, this is an essential insurance policy every business owner needs. Liability insurance protects your business in a few different ways. Let’s look at these examples. 

If you operate a business where customers come to your location, General Liability insurance can offer protection from lawsuits stemming from a slip and fall injury. Yes, if a client falls in your office or while walking up to your office, you will more likely be responsible for any resulting medical bills. 

Let’s say your customers don’t come to you, but you go to them. General Liability insurance will offer protection if you or an employee damages a customer’s property. An example of this would be if a painter oversprays a vehicle in the driveway or spills paint on an expensive area rug. As the business owner, it would be up to you to replace or repair these items.  

You may want to consider adding a property policy to help cover the things you use every day in your business.

Bottom Line, Your Business Needs Protection 

At the end of the day, a commercial insurance policy is the best thing you can do for your business. The risk advisors at Janis-Shunta Insurance will take the time to get to know you and your business to ensure you are protected. Don’t leave your business unprotected another day. Our insurance experts are ready to help you today!