If you own a home, you know that home insurance is a brilliant idea to protect your investment. Many people don’t know that many types of coverage are included in every home insurance policy. When you need a home policy for your house, call us today at Janis-Shunta Insurance in Muskegon, MI. 

Coverage for the House

Part of the coverage that you get from home insurance is protection for the house. There is a wide range of risks that can befall a house and cause damage to it. When an incident happens that is covered by the policy, your home insurance will pay for the needed repairs so that you don’t have to. Repairs for significant incidents can be costly, so it’s wise to have home insurance so those repairs will be taken care of. This coverage can even pay to rebuild the entire house if an incident destroys it. 

Coverage for Possessions

In addition to home coverage, this insurance also covers your possessions inside your home. If an incident results in your possessions being damaged or destroyed, the policy can cover the cost of them. This will allow you to replace your items so that you don’t have to come up with the money yourself. This is important coverage when you consider how much each of your items costs and what it would cost to replace everything. 

Liability Coverage

This insurance also includes liability protection. If someone were to have an accident in your home, this policy would pay for the medical bills that you are liable for. This coverage can save you thousands in medical bills if the worst should happen. 

Protect Your Finances

With home insurance, you protect your financial future. Give us a call at Janis-Shunta Insurance in Muskegon, MI to find out more.