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Janis-Shunta Insurance

950 W. Norton #500
Muskegon, MI 49441

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Auto Insurance and Collision Coverage: What You Need to Know

Being involved in a car crash can be a traumatic experience. No matter the magnitude of the collision, there can be vehicular damage, injuries, and astronomical costs involved. Obtaining collision insurance beforehand is imperative for any driver. Even the best drivers can be involved in accidents, as you cannot control how others on the road choose to operate their vehicles. Preparedness is the number one component that can keep you from losing time, money, and your sanity.

In Michigan, it is legally required for every driver to possess liability insurance. Although collision coverage is not technically required in Michigan, this does not mean you are absolved of purchasing a policy covering accidents. It may seem too inconvenient to maintain insurance policies that are not required by law. But the fact is, collision coverage will help more than it will harm. Because collisions can be life-threatening, you are protecting your vehicle and your life. 

A standard insurance policy in Michigan is limited to personal injury protection, residual liability, and property protection. However, purchasing a policy that represents the bare minimum of coverage may not benefit you overall. 

Janis-Shunta Insurance in Muskegon, MI will assist you in purchasing the coverage needed to protect your assets. Buying the right policy can be complex, so you should leave it to the experts at Janis-Shunta Insurance. Call the experts today or stop by the office if you are near Muskegon, MI. Auto insurance is a requirement, not a luxury. Before disaster strikes, make sure that you are covered.