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Janis-Shunta Insurance

950 W. Norton #500
Muskegon, MI 49441

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Four priorities when you buy auto insurance

If you are a motorist in Muskegon, MI, you need to make sure that you have adequate auto insurance. Are you looking for an auto insurance provider? We can offer you the coverage you’re looking for at Janis-Shunta Insurance.

The following are four priorities when you buy auto insurance. 

Meeting legal requirements in Michigan

Your number one priority when you buy auto insurance is to meet insurance requirements in Michigan. In Michigan, you need to carry at least $50,000 per person per accident, up to a total of $100,000 per accident. 

For adequate coverage, you should invest in increased liability coverage to protect you financially if you are deemed responsible for accident costs. 

Including collision and comprehensive coverage on your policy

Collision and comprehensive coverage allow you to protect the value of your own vehicle. If you invest in these types of coverage, you will get repair costs for your own car covered after an accident. 

Investing in gap insurance if you have an auto loan

If you borrow money to buy a vehicle, you could end up in a position where you owe more on your auto loan than your vehicle is worth. In this situation, it’s crucial to have gap insurance covering any difference between how much you owe on your auto loan and how much you’re compensated for your vehicle in the event of a total loss. 

Choosing the right insurance provider

It would be best if you bought auto insurance from a reliable insurance company that offers good customer service. Do your research and make sure that your auto insurance provider is convenient to work with. This can save you from many headaches when you eventually have to file a claim. 

Let us insure your vehicle in Muskegon, MI. Call us at Janis-Shunta Insurance, and we’ll answer any questions you have about auto insurance coverage. We can also provide you with a quote on an auto insurance policy.