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Janis-Shunta Insurance

950 W. Norton #500
Muskegon, MI 49441

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Janis-Shunta Insurance Blog

Is Recreational Insurance the Same as Auto Insurance?

Insuring your recreational vehicle is always a good idea, mainly if you often ride and if it gets a fair amount of use. For those in the Norton Shores and Muskegon, MI area, the agents with Janis-Shunta Insurance can help you find the perfect policy for your recreational vehicle.

Understanding Recreational Insurance

When it comes to recreational insurance, it is a separate type of insurance all its own. The only items that can be insured on a recreational policy are those that are not used for everyday use and those items that are not being driven on the road for regular transportation. This means things like boats, all-terrain vehicles, and even four-wheelers. You cannot insure a daily driver car on a recreational insurance policy.

When it comes to auto insurance, you cannot always insure a recreational vehicle on this type of policy. You can however in some cases add this type of vehicle in some capacity to your auto policy. It is always best to take the time to talk with an agent and to get a specific policy that covers your recreational vehicle on its own rather than trying to find a way to add it to another policy that you already have in place.

You can get a recreational policy for your recreational vehicles that will help cover the cost of repair, replacement, and damages if you are in an accident. It may also help cover the medical expenses of the person riding with you if you are in an accident as well. For those in the Norton Shores or Muskegon, MI area, the agents with Janis-Shunta Insurance can help you find a policy that is going to work for you and that is going to cover your recreational vehicles and yourself in the event of an accident.