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Muskegon

Consumer Rights for Michigan Drivers

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As a Michigan driver, you are legally required to have auto insurance. Many drivers have questions about insurance. If you are in the Muskegon, MI area, our team at Janis-Shunta Insurance invites you to discuss your insurance requirements with one of our team members. We’ve been working with drivers like you since 1994.

Consumer Rights for Michigan Drivers

According to the Michigan Department of Insurance and Financial Services, the Michigan Insurance Code grants you the right to pay benefits from your insurance. If you must file an auto insurance claim, the insurance company is legally required to acknowledge your claim within 30 days and let you know if further information is needed. The company must pay whichever part of the claim is supported by the proper information. As soon as the rest of the information is received, the insurance company must pay the claim amount balance as soon as the required documentation is received.

Once all of the supporting documentation is on file, if your auto insurance claim isn’t paid within 60 days, the claim payment is considered overdue. Properly documented PIP (personal injury protection) claims are due within 30 days. According to the Michigan Department of Insurance and Financial Services, interest on overdue auto insurance claims may be eligible for payment of 12% interest.

Contact Us Today for Your Appointment

Safe drivers are less likely to have an auto accident, but no one is immune to damage caused by other drivers. Our team at Janis-Shunta Insurance is looking forward to meeting you and talking to you about insurance. Muskegon drivers have learned they can trust our agents for up-to-date information and excellent support. Call us today to learn how easy we are to work with.

What Can You Protect With Recreational Insurance?

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Do you enjoy outdoor activities? Are you the proud owner of recreational vehicles such as boats, RVs, motorcycles, or ATVs? Then it is imperative to protect them with recreational insurance. Janis-Shunta Insurance, located in Muskegon, MI, provides comprehensive recreational insurance coverage to help protect your toys. Discover more about what’s protected with recreational insurance and why it is crucial to have adequate coverage.

Boats and Watercraft

Boating is a popular recreational activity in Michigan but can be risky without proper coverage. Boats and watercraft are susceptible to accidents, theft, and damage, which can be expensive to repair or replace. With RV insurance, you have protection for your boat, jet ski, or other watercraft against these types of losses.

RVs and Motorhomes

RVs and motorhomes are like a home away from home, providing comfort and convenience while traveling. But just like your primary residence, they need to be protected from damage and theft. Recreational insurance offers coverage for your RV or motorhome against accidents, theft, and natural disasters and offers liability coverage.

Motorcycles and ATVs

Motorcycles and ATVs are popular recreational vehicles that are expensive to repair or replace if damaged or stolen. Often they are left out in the open, leaving them susceptible to the outside elements and dangers like someone driving off with them. Recreational insurance will give you coverage for your bike or ATV against unexpected damages, crashes, or if it’s stolen. It also includes the necessary liability coverage.

Reach Out to Our Team

As a responsible owner of recreational vehicles, it is crucial to have adequate insurance coverage. Janis-Shunta Insurance, located in Muskegon, MI, will help you find the right recreational insurance coverage for whatever equipment you have. Don’t risk losing your investments due to accidents, theft, or other unexpected events. Contact us today to learn more about the different types of policies and get the right coverage for your needs.