No one wants to imagine being involved in a car accident, but accidents happen, and it’s essential to be prepared. Knowing what steps to take can help ensure the best possible outcome, especially if the accident is caused by another driver’s negligence. If you need auto insurance coverage to protect yourself and your vehicle, Janis-Shunta Insurance in Muskegon, MI, is here to help.

What to Do If You’re Involved in an Accident

If you find yourself in a car accident, follow these steps:

1. Check for injuries: Assess the condition of yourself and your passengers. If anyone is injured, call an ambulance immediately to get medical assistance.
2. Document everything: Contact the authorities, gather witness statements, look for nearby cameras, and take photos and videos of the damage. Thorough documentation ensures all details are recorded.
3. File a claim: Reach out to your auto insurance provider to report the accident and initiate the claims process.
4. Cooperate during the investigation: Work closely with your insurance provider as they investigate the accident to ensure a smooth resolution.

Being in an accident can be overwhelming, but knowing what to do ahead of time can help you take the proper actions and protect your interests.

Get the Support You Need with Janis-Shunta Insurance

The right car insurance policy can make all the difference in your experience on the road. At Janis-Shunta Insurance in Muskegon, MI, we work with you to ensure you have the coverage you need to feel secure. Contact us today to start comparing car insurance quotes or get expert guidance on your insurance journey!

If you live in the Muskegon, MI, area and want to update your auto insurance policy, Janis-Shunta Insurance can help. We understand the importance of quality auto coverage and know that the proper updates can significantly improve protection and peace of mind. Asking the right questions can help ensure you get the best policy updates for your needs.

Do I Need to Add a Driver?

If you have a new teen driver in your home or someone has moved in with you, adding them to your policy is important. This is also true if you got married or experienced other life changes, which means there are different drivers in your home now. It’s important to ensure they’re covered if they drive your car.

Should I Change My Coverage Limits?

Another good reason to get an update is to adjust your coverage limits. You may want to increase them for added protection or decrease them on an older vehicle that has not been driven much. It’s entirely up to you if your coverage meets state minimum requirements and any lender requirements if your car is financed.

How Often Do I Need an Update?

You should generally review and update your auto policy once per year, or anytime you have a change in your household. That includes moving, adding a driver, changing vehicles, or other significant adjustments that could affect your policy. If you’re not sure whether a life change needs an update, asking your agent for their advice is the right choice.

Where Can I Go for Help?

Contact us at Janis-Shunta Insurance today if you’re in the Muskegon, MI area and looking for an auto insurance update. We’re here to help you make the proper updates to your polic so you can confidently drive.