Insurance is a great way to protect your assets, and each policy is usually enough to take care of the item that’s insured. But sometimes, an individual insurance policy doesn’t provide enough money to carry a claim, leaving you to pay out of pocket in a lawsuit. At Janis-Shunta Insurance, serving Muskegon, MI, we want you to understand the benefits of having umbrella insurance. Read on to learn more about how this policy extends the protection of your existing policies.

Getting More Out of Your Current Insurance Policies With Umbrella Insurance

Your individual insurance policies have maximum payouts that differ, but are in keeping with what they cover. However, those limits can be exhausted quickly. An umbrella insurance policy extends those limits to a higher amount, typically $1 million or more. It also addresses claims that may not be covered under other liability policies.

Umbrella Insurance Offers Extra Protection

You can also gain protection from personal liability issues, such as injury to others, some lawsuits, and property damage. If you own a dog, you can get more coverage in case the dog attacks someone. You can get coverage for libel or slander if you’re sued for a comment on social media. Lastly, an umbrella policy can extend your coverage limits for a teen driver.

Contact Us To Find Out More About Umbrella Insurance

Get in touch with our agents at Janis-Shunta Insurance to find out more about how this type of policy protects you and your assets. We’ll go over your insurance portfolio with you and show you how you can benefit from umbrella insurance. You can set up an appointment to meet with us and explore all of your options. We’re currently serving Muskegon, MI.