As a Michigan driver, you are legally required to have auto insurance. Many drivers have questions about insurance. If you are in the Muskegon, MI area, our team at Janis-Shunta Insurance invites you to discuss your insurance requirements with one of our team members. We’ve been working with drivers like you since 1994.

Consumer Rights for Michigan Drivers

According to the Michigan Department of Insurance and Financial Services, the Michigan Insurance Code grants you the right to pay benefits from your insurance. If you must file an auto insurance claim, the insurance company is legally required to acknowledge your claim within 30 days and let you know if further information is needed. The company must pay whichever part of the claim is supported by the proper information. As soon as the rest of the information is received, the insurance company must pay the claim amount balance as soon as the required documentation is received.

Once all of the supporting documentation is on file, if your auto insurance claim isn’t paid within 60 days, the claim payment is considered overdue. Properly documented PIP (personal injury protection) claims are due within 30 days. According to the Michigan Department of Insurance and Financial Services, interest on overdue auto insurance claims may be eligible for payment of 12% interest.

Contact Us Today for Your Appointment

Safe drivers are less likely to have an auto accident, but no one is immune to damage caused by other drivers. Our team at Janis-Shunta Insurance is looking forward to meeting you and talking to you about insurance. Muskegon drivers have learned they can trust our agents for up-to-date information and excellent support. Call us today to learn how easy we are to work with.