{"id":60,"date":"2020-06-22T04:00:00","date_gmt":"2020-06-22T10:00:00","guid":{"rendered":"https:\/\/www.janis-shunta.net\/blog\/?p=60"},"modified":"2020-06-17T11:03:14","modified_gmt":"2020-06-17T17:03:14","slug":"do-you-need-to-update-your-home-insurance-policy","status":"publish","type":"post","link":"https:\/\/www.janis-shunta.net\/blog\/do-you-need-to-update-your-home-insurance-policy\/","title":{"rendered":"Do You Need to Update Your Home Insurance Policy?"},"content":{"rendered":"

To keep your home insurance coverage up to date and get the best rate, there are times it’s necessary to update your home insurance policy. At Janis-Shunta Insurance in Muskegon, MI, we are happy to help you update your coverage or choose a new policy.<\/p>\n

Improvements<\/h2>\n

The first, and most obvious reason to update your homeowner’s policy, is that you’ve made improvements to your home. If you have remodeled your home, replaced the roof, or added a new structure like a garage, it’s important to update your policy. Improvements can make your home more valuable, and you’ll want to make sure the insurance company has the updated worth of your home. Improvements like a new roof may result in a lower premium as well.<\/p>\n

Security System<\/h2>\n

A security system can also result in a lower premium. An alarm system makes your home three times less likely to experience a break-in. They also result in quicker alerts and fewer damages in the event of a fire. <\/p>\n

Swimming Pool<\/h2>\n

Unfortunately, not all improvements to your home will lower your premium. A swimming pool presents an extra risk that could increase your premium. You’ll need to inform your insurance company to be sure you are covered in the event of an accident.<\/p>\n

New Pets<\/h2>\n

Pets can also increase your premiums, particularly dogs. Your homeowner’s policy should cover the damages if your pet injures someone, but only if you inform them that you have a new furry addition to the family. <\/p>\n

If you are a homeowner in Muskegon MI, contact us at Janis-Shunta Insurance. We are happy to discuss a new or existing homeowner’s policy with you, and ensure that you get the right coverage for your needs. <\/p>\n","protected":false},"excerpt":{"rendered":"

To keep your home insurance coverage up to date and get the best rate, there are times it’s necessary to update your home insurance policy. At Janis-Shunta Insurance in Muskegon, MI, we are happy to help you update your coverage or choose a new policy. Improvements The first, and most obvious reason to update your homeowner’s […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[6,5],"class_list":["post-60","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-janis-shunta-insurance","tag-muskegon-mi"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t